Why Plan Your Funeral in Advance?

Mark Roberts • October 20, 2023

The story below illustrates the benefits of preplanning your funeral. Also known as an “advance funeral plan”, “preneed”, or a “preplanned funeral”, it is one of the few things in life where you can pay today’s prices for a product and service you may not need for many years down the road, thus saving you money.

 

We buried my dad last week. My dad’s funeral would have been just a little more than $8,000 not counting the luncheon or cemetery space. However, thanks to his pre-need funeral plan that he prepared 18 years ago at the funeral home, we got it for $5,000 and some change. Saving money wasn’t necessarily what motivated him to make the plan in advance. But, let me tell you, my mom was pretty pleased to know she didn't have to write that check. 

 

Now, I should clarify something here. My mom is more than okay financially. Paying, even the full $8,000, for the funeral would not have been a financial issue. It was an emotional thing. She knew the death of my dad was going to change her life. She just didn’t know how it would change. So, everything, every action and especially spending money, increased her anxiety. We didn’t need that. Thank you, dad, for taking care of the plan and its cost well before it was needed. 

 

What motivated my father to pre-plan was the fact we are a blended family. It’s not the we don’t all get along, we do (most of the time). But, we don’t all have the same taste. My sister, his oldest daughter, likes the earth tones. Our mom, his wife, on the other hand, likes the jewel tones. My dad picked a black casket and even said he wanted to be buried in his navy suit. Seems like small stuff, but it probably saved us all some angst. There was no fuss, no brown suit and no hurt feelings. 

 

If my dad would have asked us 18 years ago if he should pre-plan and pre-pay for his funeral, I feel certain all five of us would have said, “Don’t worry about that. We can take care of it when we have to.” I am so grateful that he did not ask and that he did not think just about the money portion of an advance funeral plan. Dad, thank you for being smarter than us and knowing that we would need your emotional support even in death. 

 

 

www.randallroberts.com

By Mark Roberts February 5, 2025
Cremation rates have been on the rise in the United States for many years, and it’s becoming more and more common for funeral homes to be holding funerals for loved ones who will be cremated. But how does funeral planning work when your loved one will be cremated?
By Mark Roberts February 5, 2025
Today’s ossuaries are very different in that they do not require exhumation and reburial of bones. Ossuaries today consist of an above ground tomb/marker and an underground vault. Cremated remains, usually contained in a soft material bag inscribed with the name, birth date, and death date of the deceased are dropped into the vault where they rest in community with others.
By Mark Roberts January 6, 2025
A columbarium niche is a final resting place for ashes after cremation. Niches are above ground and are most often built into a wall. The wall is made up of individual compartments that hold an urn containing the ashes of one individual. Columbarium niches are available at many cemeteries and some churches.
By Mark Roberts January 6, 2025
Find out how much you know about funeral service. Match the definition to the words below. See how well you do.
By Mark Roberts January 6, 2025
Funerals aren’t one-size-fits-all. One of the most important steps in funeral planning is customization. How is this funeral right for your loved one? How are you celebrating your loved one’s life through everything from the floral arrangements to the clothing they’re wearing? What makes this funeral uniquely your loved one’s funeral? Here are a few ways to customize a funeral for your loved one.
By Mark Roberts January 6, 2025
What’s the story behind flowers at a funeral? Well, back in the day before funeral directors perfected the art and science of embalming, flowers were used to mask the odor of the body.
By Mark Roberts November 26, 2024
Cremation, like electric cars and cell phones is here to stay. For some people cremation is part of their religious practice. For other people, cremation just feels right for them. The big question is who should help you with your cremation, a society or a funeral director?
By Mark Roberts November 26, 2024
Cremation has been around for thousands of years. It is required by some faiths and forbidden by others. Governments, charged with protection of the public health and aesthetic of the community, have laws governing both cremation and burial practices. One way to view burial and cremation is to look at each as a means to the same end. Dust to dust.
By Mark Roberts April 5, 2024
A memorial service differs from a traditional funeral service in that it takes place after final disposition. Final disposition is either the cremation or burial of the deceased. So, the answer is no—neither the urn nor the casket need to be present at a memorial service. That said, in the case of a memorial service following cremation the urn may be present if that is the family’s desire.
By Mark Roberts April 5, 2024
The first year following the death of someone dear—a parent, a child, a sibling, a spouse, or a good friend—is frequently referred to as “the year of firsts.” It will be the first time the holidays, birthdays, and the occasions both sad and happy that were shared and witnessed with the person who has passed will come and go alone, without the loved one. For most people it is a tough year. Still there are things that can be done to make experiencing these milestones easier.
More Posts
Share by: